Is Oak Street Funding a direct lender?

Yes, we are a direct, non-SBA specialty lending company. We provide a dedicated team of in-house loan experts to meet your business’s capital needs. And, unlike some other companies, your loan will not be sold to another organization.

How long will it take to put my financing in place?

All decisions are made by the Oak Street Funding team which allows us to expedite the process for our borrowers. The amount of time required to complete the business lending process depends on the timeliness of information provided by you and any respective parties to the transaction.

What are the rates, fees and terms on my loan?

We offer fixed and variable rate loans with terms up to ten years. Our rates are typically based on the treasury yield plus a spread. Our underwriting team evaluates each application to determine the appropriate rate for each situation. Factors that may influence your loan rate include loan term, type of loan, and strength in the 5 Cs of credit.

Oak Street Funding | Your Growth Partner

Industries We Serve

Certified Public Accountants

As an experienced CPA, you've gained the trust of your clients and have mastered how to best guide them toward their goals. Now, it's time to focus on solidifying your legacy.

Insurance Professionals

Control how you grow your agency or specialty insurance business and define your future with our funding.

Investment Advisors

You’ve worked hard to achieve remarkable success as an investment advisor, and you know your needs best. Let our sophisticated tools and strategies help you stay ahead.

BHPH Dealerships

Grow your Buy Here – Pay Here auto dealership portfolio with our financing.

Financial Solutions

As a non-SBA, specialty lender, we provide a variety of loan solutions that are customizable to your needs as a CPA, insurance agent, investment advisor, MGA, or BHPH dealership including:

ACQUISITION LOAN
Looking to acquire an insurance agency, CPA practice, or investment advisor firm? We can help guide you through that process.
SUCCESSION & PARTNER BUY-IN LOAN
Make a well-deserved financial exit while we position future owners for long-term success.
WORKING CAPITAL LOAN
Get ahead with a working capital loan to hire new employees, upgrade technology, or launch a new marketing campaign.
DEBT RESTRUCTURE LOAN
Consolidate existing loans, reduce debt obligations, clean up your balance sheet, and improve liquidity.

Strength & Stability

With over 20 years of lending experience across various market cycles, we have proven to be a dependable and consistent non-SBA capital provider.

Industry Expertise

We have dedicated lending experts focused on specific cash flow businesses who are well supported by in-house specialists, including underwriting, legal, and servicing.

Personalized Solutions

Our loans are customized based on your needs, rather than a one-size-fits-all approach. And we can tailor our loan structures to accommodate your deal needs and timeline.

Transparency

You can reach us in the manner most convenient for you throughout the loan process. Call to speak directly with executives. Or you can also text, chat, or book an appointment online.

Unique Loan Management System

Take control of managing your loan by using our mobile friendly, proprietary loan management ePortal, MyStreet. This ePortal enables you to easily apply for a loan, track application status, upload documents, download reports, and manage your loan information.

Collaboration

We believe in the power of relationships. We listen closely to our clients and employees, so we clearly understand and provide what they require to achieve their goals.

Amplify Your Success with Custom Financing

Industries We Serve

Financial Solutions

Ready to build on your success?

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