Oak Street Servicing - Business Solutions

Commercial Loan Servicing

Oak Street Servicing specializes in third-party loan servicing and back up servicing for banks and financial institutions. We leverage proprietary technology and web-based reporting tools to maximize client visibility, control, and security over their collateral. Our servicing system can be customized to support any loan structure and repayment terms.

Servicing Options

Boarding/Record Retention

With Oak Street Servicing, you get a seamless transfer of records, ease of access, and a secure and stable collections platform with minimized documentation costs.

Ability to store loan documents electronically
Automatic recording of payment history
Capacity to transfer borrower history to your systems

Bill Payment Processing

Oak Street Servicing can provide you with back office savings and flexibility of payment approaches while maximizing recoveries.

Daily bank activity import
Payment reconciliation with amount
Processing of loan payoff upon full payment

Collections/Risk Management

We customize collections to your risk levels, including setting up trigger points for consultation and regulatory compliance that denote when you want to be contacted.

Communication with the borrower when payment doesn’t cover amount due or not received
Management to your risk levels, including borrower communications
Consultations with you regarding write-off
Access to Oak Street’s legal network

The Oak Street Difference

We are committed to providing exceptional servicing and administration of commercial niche loans. Our years of industry experience and extensive knowledge in risk assessment, valuation, and strategy implementation will help you minimize your losses and maximize your recoveries.

With state-of-the-art technology and low overhead, Oak Street Servicing can reduce the overhead and opportunity cost of maintaining internal resources to manage your assets. Oak Street’s robust analysis and reporting tools allow us to manage your risk tolerance levels and drive debtor communications based upon those metrics.

Customer Service

Highly skilled servicing professionals will work according to your service level agreements, providing you with the flexibility of your choice of Oak Street or private label servicing.

Responding to borrower’s loan document questions

Providing pay off requests

Creating servicing logs to track cash flow

How We Work

Oak Street Servicing offers commercial loan servicing tailored to a wide-range of portfolio and asset types. By leveraging state-of-the-art technology, highly-skilled servicing professionals, and years of lending and servicing experience, we can provide streamlined servicing functions to integrate with your business processes and existing client relationships. Oak Street Servicing can provide financial institutions who have niche loans or assets the most efficient and effective way to drive liquidity from their portfolio.

Oak Street Servicing has and is prepared to provide servicing of niche loans for:

Banks

Venture Capital Firms

Finance Companies

Specialty Finance Firms

Capital Investment Firms

Premium Finance Companies

Reporting and Analysis

Oak Street Servicing offers customized reporting and analysis tools for:

Oak Street Servicing^®

Commercial Loan Servicing

Servicing Options

Customer Service

Why OSF?

Reporting

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